For the most part, Universal Credit has replaced the following benefits:
Income-related Housing Benefit Employment and Support Allowance (ESA)
income-based Allowance for Job Seekers (JSA)
Tax Break for Children
Tax Credit for Employees
Income Assistance
Whether you are unemployed or have a low income, you may be eligible for Universal Credit. Find out if you are eligible for Universal Credit.
Universal Credit operates differently from previous benefits, thus it is critical to understand the distinctions.
The most significant distinctions are:
You can get Universal Credit if you're unemployed, but if you're working, you'll usually get a single monthly payment rather than weekly or fortnightly payments. Instead of receiving a separate housing benefit, your rent will usually be paid directly to you as part of your monthly Universal Credit payment.
How Universal Credit Functions
Typically, you will get one monthly payment to cover your living expenses. If you apply for Universal Credit as a couple, you and your spouse will get a single payment. The payment consists of a basic'standard allowance' and any additional payments that may apply to you based on your circumstances.
You may be eligible for additional money if you:
look after one or more children work and pay for daycare need housing assistance
are incapacitated or suffer from a medical condition
are you a caregiver for a handicapped person or the parent of a disabled kid
Check GOV.UK to see how much you might receive.
If you get rental assistance
If your Universal Credit payment includes rent assistance, you must normally pay your landlord each month from your Universal Credit payment, even if you live in social housing. If you are in debt, have rent arrears, or are suffering financially, you may request that the DWP pay your rent straight to your landlord.
If you're employed,
You may work while receiving Universal Credit; but, your Universal Credit will steadily decrease as you earn more. If you lose your job or earn less, your Universal Credit will be increased.
If you work for yourself, your payment may be influenced by how much the DWP expects you to make each month; this figure is known as your'minimum income floor.' Learn how the minimum income floor works and if it applies to you.
If you obtain Universal Credit, you may claim extra benefits.
You should apply for Council Tax Reduction; if you obtain it, it will not affect your Universal Credit payments.
Whether you are handicapped, you should find out if you qualify for Personal Independence Payment (PIP). Whether you are the parent of a handicapped kid, you should find out if your child is eligible for Disability Living Allowance (DLA). Receiving PIP or DLA will not diminish your Universal Credit entitlement.
If you have adequate national insurance contributions, you may potentially claim extra advantages. As an example:
Whether you are jobless, see if you are eligible for contribution-based benefits. Jobseeker's Allowance (JSA), often known as 'new style' allowance JSA
Whether you are unable to work due to sickness or disability, see if you are eligible for contribution-based Employment and Support Allowance (ESA), sometimes known as 'new style' ESA.
If you get any of these benefits, your Universal Credit will be cut, but there are still reasons to seek them. Universal Credit, for example, is paid once a month, but JSA and ESA are paid every two weeks. This may make it simpler for you to handle your money.